Free Money for Aging Diseases

As you continue to age, you may become overwhelmed by mounting medical bills. You may need to find money from private foundation funding and federal grants for financial assistance to pay medicals bills incurred by aging diseases. Meanwhile, medical insurance may become so expensive that you may not be able to get all that you need. Sadly, many of you may become financially strapped such that medical options are no longer based on your own physical condition but rather on your wallet.

So you need to find free money to pay medical bills from aging diseases.

Of course, the best protection against high medical cost is prevention: how you feel now and in the years to come depends significantly on what you are doing with your body.

(For optimum health to maximize health and minimize disease, read my web pages: A Healthy Lifestyle For Health Rejuvenation, and Disease Prevention.)

Having said that, you cannot possibly prevent everything in life. The only additional precaution you can take is to get the best insurance coverage you can.

Suffering from a debilitating illness, such as Alzheimer’s disease, (For more information, read my web page Brain Health.) the long-term custodial care can be devastating financially.

If you are rich, you have more than ample resources; if you are poor, you have Medicaid; if you are in the middle, you do not want to see your savings go down the drain until you eventually become qualified for Medicaid. To salvage yourself from the dire situation, you need to know where and how to get free money for aging diseases.

Funding for Aging Diseases

You may be qualified for financial assistance to pay medical bills from the following:

Private foundation funding

In each state, there are several private foundation funding organizations with accessible funding resources available to the public or individuals of special needs, which may include hospital bills, medical supplies, and equipment. Get free money from these private foundation funding organizations.

State and regional government grants

More than 40 percent of the nation’s medical bills are covered by government programs.

Federal grants

Some of these federal grants are administered through regional offices. Although they may not be as easily accessible to individuals as private foundation funding, the dollar amounts are usually larger and worth the effort of submission. Apply for free money through state and local agencies on aging.

o Administration on Aging (AOA) is the principal federal organization for identifying needs, carrying out programs, and promoting coordination of federal grants and resources to meet the needs of older individuals. You may apply for your free money from these federal grants to pay medical bills or to meet your medical needs.

o Special Program for the Aging is offered by the U.S. Department of Health & Human Services to individuals suffering from Alzheimer’s disease and related neurological disorders, as well as to families of such victims. This program may be a source for your free money for aging diseases.

o Associations and foundations addressing the needs of individuals with specific diseases

These associations and societies provide disease information, support groups, physician referrals, funds for research and related patient services.

• The American Association for Continuity of Care

• The American Association of Home Health Agencies

• The American Kidney Foundation

• The American Liver Foundation

• The American Lung Association

• The American Society of Nephrology (kidneys)

• The American Hospital Association

• The National Association for Ventilator Dependent Individuals

• The North American Society for Dialysis and Transplantation

• The United Ostomy Association (bladder/bowel dysfunction)

Go to their respective websites to get more information regarding the disease and the accessible free money for care and services.

Points to Remember When Submitting a Grant Proposal

Before submitting your proposal for free money:

• Review the type of funding programs available. Make a list of all your hospital bills, your long-term health care costs, and evidence of loss of income.

• Write a short, clear and concise letter (no more than two pages), summarizing the medical problems you or your family members are facing.

• State the exact dollar amount you need, and explain why and how these medical problems have led to the expenses you have incurred.

• Attach a copy of the medical report from the doctor or hospital staff, as well as a copy of your tax return.

Visit my website Smart Money Management Resources to get more information on getting smart money.

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Copyright©2007 by Stephen Lau

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