Financial Health and Longevity

Financial health and longevity are inter-related. Longevity has everything to do with your money. Financial freedom facilitates you to adapt to changes in aging, while financial wisdom enables you to create a passive income, and to use it wisely.

However, the purpose of longevity living is not to accumulate wealth, but to enjoy what you have. Money is a means to an end, and not an end itself.

Money is an important determinant factor in your longevity living. Money and health are related.

Life ahead of you is forever changing, simply because you are living in a forever-changing world. To live long, you need to be capable of adapting and adjusting to these changes at different levels - personal, social, and financial. Those who live to a ripe old age are usually more flexible in their way of life.

A positive personal finance may give you more options when these vicissitudes occur, and salvage you from undue financial stress.

Money is a BIG stress factor in life, especially as you age. You financial health has a direct impact on your aging, especially how fast you age.

In life, having too much money may also be stressful. Understandably, some of you might say, “Show me the money, and let me be stressed! I can handle that!” Truly, not having enough is stressful. One way or another, just learn to deal with it - with or without money! (For more information of stress, go to my website World Religions on Stress Control.).

You need secure financial health to live, to retire, and to survive. Just think of all those medical bills, services and assistance you may need down the road to longevity. (Read my web page How To Get Free Money For Aging Diseases.)

So, you will need enough money. It is already a blessing if you do have enough and you are in robust financial health right now.

But what if you are already in impaired financial health? I will show you how to "supplement" your lack. (To find out how you can make money from your hobbies, go to "Improving yourself" and "Expressing yourself” on my web page Healthy Living Is Healthy Longevity.)

Free For Seniors provides information on how and where to get the free money readily available to seniors, from grants, home improvement, crafts, travel, to almost anything. The government does not advertise it, but the money is there. Go and grab what is rightfully yours, and enhance your financial health!

What is enough? For some people, enough is never enough when it comes to money matters. And this is where the stress factor kicks in! Enough is enough when you have enough money to maintain a simple lifestyle to give away some to help those who are less fortunate than yourself, and then some for rainy days. Never say enough is enough to give you undue stress. Be grateful if you are in adequate financial health.

Well, what is a simple lifestyle? It begins at where you live. As aging continues, many individuals are downsizing, and for a good reason.

Clutter Free Forever helps you get rid of the clutters before you “get organized,” while most “how to get organized” books just help you organize without helping you get rid of the clutters. Getting rid of clutters can make a dramatic difference to the energy of your home - which is also good feng shui.

Remember, down the road to longevity, you will need to get rid of your clutters anyway, whether you like it or not - that is adaptability and flexibility. The longer your procrastinate, the later you will become organized in your life, reducing your stress and focusing on your priorities in your longevity living.

In addition, you can sell some of your clutters on eBay and may even start a long-term home-based business to improve your financial health as well as to while away your free time.

For more information on selling on eBay from scratch, go to The eBay Newbie Course, which gives you clear instructions on how to set up a successful eBay business if you don’t know where and how to start. In addition, it teaches you how to set up stunning auction listings with a professional look. It has everything you ever wanted to know about auctions on eBay. It is fun. Get rid of your clutters and make some good money to improve your financial health. You will feel good about yourself, and that is important to your brain health too.

Assuming you do have enough - or you think you have enough - money, you need to appraise and review what you already have to see if you really have enough to bask in your financial health.

Financial freedom

Have you embraced fundamental factors in financial freedom for longevity living? There are SIX factors to consider:

Attitude factor

Have a right attitude of gratitude. Be grateful of what you have, and be thankful for not getting what you deserve. It is this gratitude that makes you more generous with your money in helping those who are less fortunate than yourself. Remember, it is always more blessed to give than to receive. This attitude of gratitude will sustain you in whatever financial health you may find yourself currently in.

Also, have a right attitude of reality. Don’t say: “Well, I may drop dead tomorrow.” It is more likely than not that you won’t. It is not for man to know his destiny. Plan and live as if you would live to a hundred, rather than anticipating that you may drop dead tomorrow. Do everything within your capability to promote your financial health.

Health factor

How healthy you are now and will be down the road will have significant implications on your financial picture. It is important to avoid big medical bills; and if you do incur those expenses, find out how to finance them through Affordable Health Insurance. Commit to living long and healthy.

(To maintain optimum health, read my web page A Healthy Lifestyle For Health Rejuvenation to maximize health and minimize disease.)

Debt factor

Don’t think of big dollars! Enough is enough! Financial freedom is not so much about how much money you make, but about how you can make money to do the things you want to do to make yourself happy and fulfilling.

To be debt-free is financial freedom.

Don’t ever fall into the trap of Buy-Now-and-Pay-Later, which may be FOREVER!.

Don’t ever run up your credit card debt. Consumer debt is the Number One financial stress factor.

NEVER buy what you don’t need with the money you don’t have. Don't jeopardize your financial health with reckless spending.

If you don’t have the discipline to control your spending, use a debit card instead, or a prepaid credit card.

Turn your debt-servicing dollars into you-servicing dollars for your own longevity living. Use your money to serve yourself, not the credit card companies - that is financial wisdom for financial freedom leading to invigorating financial health.

What if you are already heavily in debt right now?

Credit-card counseling services may not help you. Do you really think many of those so called "non-profit" organizations are out there to help you get out of your debt? Think again!

Debt Free in Three reveals that everything you know about debt-free is WRONG! Don’t believe those non-profit organizations’ claim to help you debt-free. No, they won’t! Debt-Free in Three is a unique system based on simple math not only to make you 100 percent debt-free but also to improve your credit within 90 days or less. In addition, you will be provided with the innovative Debt Knife software to help you organize your debt in a certain order to be paid off most effectively. If you want to be debt-free for financial freedom for the rest of your life, go by this system.

Go to my website Smart Money Management Resources to manage your debt and your money.

Savings factor

Wherever and whenever possible, save some money, and then some. It is the American culture: Spend and spend! Shop till you drop! Unfortunately, the day of reckoning will come: you may literally drop dead. (Read my web page How To Save Money For Longevity Living.) Don't bankrupt your financial health!

Protection factor

You need to protect your asset with some “safety nets.” Certain coverage is necessary, while certain coverage is superfluous.

Passive income

Build a passive income that will outlive you, and not the other way around. It is always wise to set up an income-generating business that will continue to give you an income. Read my book, Blueprint For Success In Affiliate Business to start your own online business.

Financial wisdom

For those who think they have enough, preserve what you have, and share it with those who are less fortunate and who are in need. This will put you in better financial health. For those who think they do not have enough money (and worry about it), insufficiency becomes a big stress factor daily. It is no use to expend your energy worrying about it. Money does not grow on trees, nor does it fall from the sky. Do something about it! And start making some money to improve your financial health!

It is not that difficult to set up an online business, if you know how, and I will show you how to do it successfully.

Bob Dylan once said: “A man is successful if he gets up in the morning and goes to bed at night, and in between does what he wants to do.”

At this point in you life, this is precisely what you need to do. There is no reason for you to look for another job - or a second job if you are still in the work force. You should be doing something you enjoy, and yet reap some financial benefits from it.

This is how you will attain longevity: Enjoy doing what you like to do, and make some money while doing what you enjoy doing. You will feel good about life and about yourself. That is the key to longevity and better financial health.

Make money from your hobbies.

For example, if photography is your strong suit, set up a business to turn it into a simple money machine for you; if you are artistic, take some art classes and sell your art work; if you like to play golf, learn how you will be able to play golf for free and get paid; if you like to travel, go to different exotic places and get paid as a free lance travel writer.

Art For Everyone is online art lessons by the celebrated artist Bennecelli, promoting appreciation and involvement in the arts, including drawing faces, portrait painting, and calligraphy. The lessons are interesting and easy to follow. In addition, Bennecelli shows you how to make money from your own art. As an artist myself, I think his lessons are excellent, and his suggestions to sell your art down-to-earth and lucrative. This may help you recapture your financial health through your art work.

Golf Money shows you how to play golf absolutely FREE every time you play without having to pay for cart fees or green fees. You have to read it to believe it!

Don’t think of big dollars! Enough is enough! Financial wisdom is not so much about how much money you make, but about how much money you can keep and how much that money can work for you in your life to make you happy and fulfilling. What is the use of money if you cannot use it to your advantage? You can’t take it with you when you leave this world. Your financial health may be important, but your mental and physical health are even more important.

According to Norman Vincent Peale, author of many inspirational books, “Action is a great restorer and builder of confidence. Inaction is not only the result, but also the cause of fear.” Many of his books are highly recommended.

Take some action now, boost your confidence, dispel your fear that may be holding you back, and enjoy what you enjoy doing while reaping some financial success in your life.

Begin making some money online. Surf the web and get paid (this is not visiting websites or reading emails), and it is absolutely FREE! It is like going to MSN and GET PAID! It is based on an innovative online advertising in which the advertisers pay web surfers (Advertisers pay Google based on the keyword search; in this innovative revenue-sharing advertising, advertisers pay surfers based on their demographics.) For more information, visit Abundant Web Cash. You send emails, you do web search, you network with your friends, and GET PAID! And it is absolutely FREE to join.

Start an online business: selling on ebay, promoting affiliate programs, giving opinions and surveys. The opportunities are endless. Make some money, and you will feel good about yourself, whether you actually need the money or not.

For example, you can start online an ebay business. Learn how to sell on ebay:

· Selling used or unwanted items in your household

· Buying low and selling high on ebay

· Selling for wholesellers without having to pay for the products first, and having the wholesellers take care of the payment and shipping for you.

Build A Niche Store is the first tool to give you complete control over all of the products contained inside the eBay marketplace without the need for extensive technical knowledge. It then allows you to take these products and build your very own eBay affiliate stores targeted to any market you want. What a way to cherish your financial health!

You can be one among thousands of people who are making real money with eBay without ever having to ship a product or deal with a customer! Learn the secrets and the know-how from Build A Niche Store.

Bottom line: Money is only an implement of life. Whether you think you have enough or not having enough, you should not sit back, but step up. Think of this phase in your life as a fresh start, a second blooming, a new attitude, a personal rebirth. Make the most of what you have to make the best of the rest of your life.

Go for it. Look forward, never backward! The road ahead is paved with opportunities for anyone who has a willing heart, and a determined mind. Your financial success will lead to your enhanced financial health.

It does not matter how your life has been up to this moment, who you “know” or what you “know,” you can create your own reality through the power of your mind.

Mind Power Books is a set of books on how to create your own reality through the power of your mind. The Mind Power Books library includes all major books ever written for realizing your dreams: The Laws of Success, The Science of Getting Rich, The Science of Being Well, The Mastery of Destiny, The Power of Concentration, The Path To Prosperity, and many more. This collection of books gives you a formula for a successful life, which is not about struggles, working hard, or talents, but all about mind-set, choices, and attitudes. Read these inspiring books to acquire your financial freedom and financial wisdom, which are critical to your financial health for longevity living.

Visit my website Making Money to find out online money opportunities to lead you to financial freedom.

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Copyright© by Stephen Lau

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